Every year, taxpayers face the same question: should I file my taxes on my own or hire a professional?
While DIY tax software can seem convenient, it’s not always the best fit for every financial situation. At Sisters Tax Prep, we believe the more you know, the better prepared you’ll be to make the right decision for your peace of mind — and your bottom line.
Let’s break it down.
When Filing Yourself Might Work
There are some situations where using tax software may be a suitable option, including:
- You have one W-2 and no dependents
- You don’t own a home or itemize deductions
- You don’t have side gigs, freelance income, or rental properties
- You have minimal investments or retirement account activity
- You’re comfortable reading IRS guidance and following instructions
If your tax situation is simple and straightforward, self-filing with a reputable online platform might work just fine — especially if your income is below the threshold for Free File options.
When It’s Time to Call a Professional
Tax laws change every year, and things can get complicated fast. If any of the following apply, it’s smart to work with a licensed tax preparer:
You’re self-employed or run a small business
- You own rental properties
- You receive 1099 income (freelance, consulting, etc.)
- You have multiple income streams
- You’re dealing with back taxes or IRS notices
- You made major life changes (marriage, divorce, new baby, home purchase)
- You’re claiming education, energy, or child-related credits
- You want to ensure accuracy and maximize your refund legally
At Sisters Tax Prep, we’re not just about data entry. We look for every deduction, credit, and tax-saving opportunity available to you. We also walk you through your return so you understand what you’re filing — and why it matters.
Why Professional Tax Prep Is an Investment
Here’s what working with us offers:
- Accurate, IRS-compliant filing
- Personalized strategy based on your life, goals, and income
- Peace of mind if you’re ever audited — we’ve got your back
- Year-round support, not just during tax season
When mistakes on self-filed returns lead to delays, penalties, or missed refunds, the cost can outweigh the upfront savings.
The Bottom Line
If your taxes are simple, feel free to file yourself — just be sure you’re confident in your numbers. But if you want to save time, reduce stress, and get expert guidance, investing in professional tax prep can be a smart move.
Ready to find out which option is best for you? Schedule a no-obligation consultation with us today. We’ll help you make the right choice — and make tax time a little easier.